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Planners Insurance Group

9500 Ray White Rd
Suite 200
Fort Worth, TX 76244

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Planners Insurance Group

9500 Ray White Rd
Suite 200
Fort Worth, TX 76244

Phone : 888-883-7526
Fax : 817-697-4229
Email : info@plannersinsurance.com

Umbrella Insurance in Texas

Do you ever think of how simple life would get if we just had an extra liability coverage? Lawsuits in Texas are quite common; you can be sued for absolutely anything on the planet. The worst part about it is that they are expensive, and in most cases, they can wipe out all your savings, leaving you broke and miserable. The good news? We have umbrella insurance that safeguards what matters to you most. This useful policy is a personal coverage and is available to any DFW residents. Suppose you need help acquiring one, our agents at Planners Insurance Group in Ft. Worth, TX can help you with that, but let's first find out what umbrella insurance is all about.

What is Umbrella Insurance?

Umbrella insurance is often referred to as extra liability coverage or personal umbrella policy. It is a type of personal liability insurance that protects you from large and potentially devastating liability judgments or claims. It often comes into play when your underlying home, auto, boat, or any other insurance is found to be insufficient.

How does umbrella insurance work?

Umbrella insurance is a unique coverage, unlike most basic policies. You will need to have standard homeowners, watercraft, or auto insurance in order to use umbrella insurance. That means that umbrella insurance will only be used if the underlying policy is inadequate to cover all the damage or loss. The unique feature about umbrella insurance is that it provides coverage for situations not included in other policies, such as slander, libel, false arrest, detention or imprisonment, and many others.

Who needs umbrella insurance?

This coverage is useful to asset owners with expensive assets, Texas business owners, and high net worth individuals. In simple terms, if you are at a higher risk of getting slammed with a lawsuit, then you need adequate umbrella insurance. However, homeowners, parents with young kids or young adults, small business owners, and landlords also need umbrella insurance.

If you would like to make valuable use of your umbrella insurance in Fort Worth, TX today, contact Planners Insurance Group for more details.