Motor Home Insurance in Texas
Owning a motor home is a great way to see the state of Texas and the rest of the country. A motor home gives you the freedom to travel when you want, head to the places you want to see most, all with the comforts of home. A motor home is also a significant investment that needs optimal insurance coverage. Let the experts at Planners Insurance Group in Fort Worth, TX develop a package of protection for your motor home that gives you peace of mind every time you start the engine.
Are RVs and Motor Homes the Same Thing?
Recreational Vehicles, or RVs, is the umbrella name for a group that includes several types of vehicles. One group comprises motor homes and coaches. The other group is towable RVs, also known as travel trailers.
Motor homes and coaches are divided into three different classes:
- Class A Motor Homes - These are the largest RVs and can include multiple sleeping areas, extra slide-out living space, and kitchens loaded with modern conveniences. These are some of the most expensive RVs.
- Class B Motor Homes - These are camper vans built on a van platform but with raised roofs and lowered floors to make it possible to walk around inside of them.
- Class C Motor Homes - These are generally campers constructed on a truck platform. Often Class C Motor Homes have a sleeping perch above the cab of the truck.
Whether you purchase a Class A, B, or C motor home or you opt to pull a travel-trailer behind your vehicle, you need specialty insurance coverage.
Insurance for Motor homes
RVs in Texas are required to be covered by liability insurance that is similar to the policies written for cars. A specialist at Planners Insurance Group in Fort Worth, TX will present several options for coverage, from roadside assistance to insurance protection for all of the possessions inside your motor home.