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Planners Insurance Group

9500 Ray White Rd
Suite 200
Fort Worth, TX 76244

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Planners Insurance Group

9500 Ray White Rd
Suite 200
Fort Worth, TX 76244

Phone : 888-883-7526
Fax : 817-697-4229
Email : info@plannersinsurance.com

Why Do You Need Condo Insurance?

Condo insurance is a common policy type that helps to protect you from various types of natural disasters and building problems. But is this type of policy truly necessary if the condo has owner’s insurance? Yes. Let us at Planners Insurance Group explain why your Fort Worth, TX area condo needs coverage.

Why You Need Condo Insurance 

Your condo owner’s association probably has a policy to protect their investment. This type of protection is designed to protect the structure of the building, primarily the outside. It also protects lawn, landscape, and common areas in a facility. Do you know what it doesn’t cover? Anything in your home.

Why is that the case? Condo owner’s insurance is not set up to protect the goods of the people who own a timeshare. Think of it as if you were renting the condo. Simply put, the facility owners do not have any interest in your goods and have no liability to protect your items for you. 

That’s why condo insurance is necessary. It protects you when the condo’s owner’s insurance does not. It will pay for any loss you experience, such as damage during a flood, various types of property loss, and other problems that may occur due to a fire or natural disaster situation. 

Like with other types of insurances, you can’t get coverage for things you’ve caused or natural wear and tear. For example, if your floorboards break because you did not fix a minor problem, your condo insurance will not pay because you are at fault in this situation.

Find a Great Policy

Do you need a condo insurance policy that will protect your needs? Then, it might be time to call us at Planners Insurance Group right away to learn more. Our team of professionals will sit down with you and create a policy for your Fort Worth, TX, area condo that makes sense for your protection.